Managing your wealth and achieving your
goals should be exciting, not stressful.

These sentiments resonate within PWM Advisors, an INDEPENDENT wealth management firm, established in 1996.
“Money is not a hard and fast asset - there is a feeling attached to it and it means different things to different people”.

- Viren B. Garach


Viren Garach CFP®

CA(SA) ▪ CIMA(London)
My life philosophy, as impressed upon by my late father, is that of all the wealth you may or may not have, your REPUTATION will always be your most valuable asset. I relish and value quality time with my family, unpretentiously authentic Italian food and the elusive, perfect round of golf!

Shalini Garach

'The most beautiful moments in life are moments when you are expressing your joy, not when you are seeking it.' When I am not managing the finances of PWM - you can find me expressing my joy with my wonderful family, broadening my interest in natural medicine or conquering Mount Kailash!

Serika Pragjee CFP®

I joined PWM as a fresh-faced graduate in 2011 and have now morphed into part of the furniture. I love the solidarity and banter that keeps our office abuzz, especially during busy projects. When I’m not at work, my ideal day would start with a swim in the ocean and end with a pot of breyani!

Kamal Rama

Full of joyful purpose.
I am a dynamic, driven and results-orientated individual, known for boundless energy and a goal-driven mindset. With over 15 years of hands-on experience in a demanding and customer-centric setting, I have honed my adaptability, leadership,
and relentless pursuit of results.
Family Man. Avid Reader.
Holistic Health. Fitness Enthusiast. Sport Lover.

Samantha Singh

I work closely with the admin team & ensure PWM’s Compliance with the FSCA. I am a hardworking woman, who survives on coffee. I enjoy spending time with my family, laughing at memes & watching series. Pizza is also a weakness.

Ruvani Chetty

I am a BCom Honours graduate, with a speciality in Business Finance. I have a keen interest in financial markets and the behaviour of the world around it. I equally enjoy expressing my creative side by writing or cooking and love watching series in my spare time.

Karishma Mayes

“Success isn’t owned it’s rented, and rent is due every day.” It is with this mindset that I tackle all my endeavours in life. My passion for excellence and love for helping others be the best versions of themselves is what drives me. I never settle for less. In my leisure time I watch Bollywood movies, paint, and engage in community service.

Rahul Garach

I am a finance honours graduate with a passion for problem-solving.
My approach to this is characterized by creativity and efficiency. Although I am still working on the latter, I aim to leverage my strengths to support colleagues and drive positive change in South Africa through sound research and financial decisions that benefit individuals and organizations alike.

“If you want to go fast, go alone. If you want to go far, go together.”

– African Proverb


Viren Garach CFP®

CA(SA) ▪ CIMA(London)
My belief is that trust is earned and that managing your wealth and achieving your personal and financial goals should be exciting.

I am passionate about mentoring and motivating young professionals in the financial services industry – emphasising a client-centric approach, backed by solid technical competencies.

Jacques du Plessis

BCompt ▪ CAIA
I am the Chief Investment Officer and co-founder of Graphite Asset Advisory.

I started as a stock market analyst, and then was an international market analyst. I was a founding partner of Orange Capital, one of the first South African hedge fund of fund businesses.

John Haslett

I am the Chief Operations Officer and co-founder of Graphite Asset Advisory. I began my career at KPMG in 2005 where I obtained a CA(SA) designation. During my time at Alpha Asset Management, I completed the international designation for Financial Risk Management.

Hazel Pillay

Portfolio Manager ▪ BAcc
CIPM Candidate
I am a Portfolio Manager at Graphite Asset Advisory. I co-manage several Local and Offshore multi-asset portfolios for institutional clients, including both traditional and alternative investments. I began my career in 2009, as a Junior Analyst at Orange Capital.

Personal Wealth Management (Pty) Ltd is an Authorised Financial Services Provider FSP 3658